For the Public


For Attorneys


COMMITTED TO THE PRINCIPLES OF LEGAL EXCELLENCE, COMMUNITY SERVICE, AND INCREASED MINORITY PARTICIPATION IN THE PRACTICE OF LAW

Debtor and Creditor

DEBTOR AND CREDITOR
Collections
Creditors Rights
(Click Box to Read More)

Debt falls into two categories; secured and unsecured. With secured debt, the borrower, or debtor, pledges to secure payment of the loan. With unsecured debt, there is no property or "collateral" pledged to secure the loan. If a loan is in default, the creditor has to right to collect from the borrower, and may use any of a number of methods to do so. Foreclosure, a method of collecting amounts owed on real property, follows strict statutory procedures. The repossession of secured personal property usually follows the state Uniform Commercial Code (UCC). To collect an unsecured debt, the creditor may have to hire a collections agency or file a lawsuit.

Use the jump menu below to select another area of law.

DISCLAIMER: The information provided on BournePages.com is not legal advice, BournePages.com is not a lawyer referral service, and no attorney-client or confidential relationship is or should be formed by use of the site. The attorney listings on BournePages.com are paid attorney advertisements and do not in any way constitute a referral or endorsement by BournePages.com or any approved or authorized lawyer referral service. The J. Franklyn Bourne Bar Association (JFB) disclaims all warranties with regards to the information posted whether posted by JFB or a third party.  This disclaimer includes all implied warranties of merchantability and fitness.  The JFB has no liability for damages and/or injuries including  but not limited to, special damages, indirect damages and consequential damages arising out of the use or performance of any posted information.  Be advised that information conveyed over the internet may not be secured.

 


BOARD OF DIRECTORS

Sharon Christmas-Deberry
President
Derron R. Parks
President-Elect
Bridgett A. Greer
Treasurer
Mia L. Woodard
Recording Secretary
Nakia V. Gray
Corresponding Secretary
Hon. Hassan Ali El-Amin
Immediate Past President
Holly D. Reed
Executive Officer
Abigale Bruce-Watson
Executive Officer